If you weren’t here,
how would your family cover the mortgage?

You’ve built a home together. Make a plan for how your spouse or children could keep up with the mortgage if you passed away.

Explore life insurance that could help pay down the balance or cover a period of payments—with guidance from Ethan Gonzales.

Explore my protection options

No obligation to buy. Choose an appointment or a callback.

Know who will contact you.
Ethan Gonzales · 947-270-5167

Ethan Gonzales of Gonzales Financial Group — **Ethan Gonzales** Gonzales Financial Group National Producer Number: 22323743

YOUR HOME. YOUR FAMILY. YOUR NEXT STEP.

Start with what you want to protect.

Share a few details, then book a conversation or ask Ethan to call you.

Ethan Gonzales Gonzales Financial Group National Producer Number: 22323743

You’ll hear from Ethan at 947-270-5167.
Requesting information does not apply for coverage or commit you to a purchase.

You’ll hear from Ethan Gonzales at 947-270-5167. This is a request for information, not an insurance application.

A PLAN FOR THE PEOPLE WHO CALL IT HOME

Give them time.
Give them options.

Help pay down the mortgage

Explore coverage that could help your family reduce or pay off the mortgage balance after a covered death.

Help cover monthly payments

A smaller benefit may help fund a period of payments, giving loved ones time to stay, adjust or prepare to sell.

Ask about living benefits

Some policies allow early access to part of the death benefit for a qualifying terminal, chronic or critical illness. Terms and availability vary.

KNOW WHO YOU’RE TALKING TO

Real questions.
A real conversation.

I’m Ethan Gonzales. I’ll help you look at your mortgage, the people you want to protect and the coverage options available for your situation.

We’ll talk through what a policy covers, what it doesn’t and how it fits your budget. You decide whether to take the next step.

Reach me directly: 947-270-5167

BEFORE WE TALK

A few clear answers.

Is this the same as PMI?

No. PMI protects the lender if you default. The individual life insurance discussed here can pay your chosen beneficiary after a covered death. They can generally use the money for the mortgage or other needs, subject to any assignment or other arrangement.

What type of coverage would I need?

Term life may fit a mortgage obligation for a set number of years. Whole life and indexed universal life are permanent options with different costs, guarantees and funding requirements. We’ll review your situation before recommending a policy.

What if I already have life insurance?

Bring your current coverage details to our conversation. We can review how much protection you have, how long it lasts and whether it addresses your mortgage and your family’s needs. Workplace coverage should also be reviewed for what happens if you change jobs or retire.

Can I explore options if I have health conditions?

Yes. Available options depend on your age, health, state and insurer. Some policies may have an initial limited or graded death benefit. Approval and immediate full coverage are not guaranteed.

Does this cover unemployment?

The life insurance described here does not provide unemployment coverage or automatically make monthly mortgage payments. Living benefits, when included, apply only to conditions defined in the policy or rider.

What happens after I send my information?

You choose. Select “Book an appointment” to continue to Ethan’s booking page, or “Have Ethan call me” to continue to a page where you can save his number. An appointment is confirmed only after you finish selecting and reserving a time.

Help protect their place in the world.

Let’s talk about a plan for the people who make your house a home.